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Big changes ahead for those who buy their own insurance

Kaiser Health News / USA Today, June 28, 2013
Gail Harriman's health insurance costs rose four times in just over two years, from $550 a month to $1,171, an amount "more than my mortgage." But when the self-employed San Francisco resident tried to switch insurers, she was rejected because of a minor health problem. Harriman, 60, is among the estimated 15 million Americans who buy their own insurance and face far bigger hurdles getting and keeping it than those with job-based coverage. "Most people who work for a company have absolutely no clue about what goes on with people who buy their own insurance," she said.