Terri Durheim and her family now have health insurance, thanks to Obamacare. What they don't have are local doctors and hospitals who will take it. This worries the Enid, Okla., resident since she has a teenage son with a serious heart condition. They now have to find a pediatric cardiologist in Oklahoma City, more than an hour away. And if there's an emergency ... "obviously we'd have to pay out of pocket and go here in town, but that defeats the purpose of insurance. I'm truly grateful we have insurance. It's reasonable and affordable, but it's not doing me a lot of good," said Durheim, who just had to drive 90 minutes to Stillwater, Okla., for a CAT scan for herself. "It's so frustrating."