For 3 million, 'affordable' healthcare might not be

USA Today / Kaiser Health News, February 10, 2014

The lure used to get uninsured Americans to sign up for health law coverage was the promise of generous premium subsidies. The promise comes with a catch for almost 3 million people earning three to four times the federal poverty rate: They may have to pay up to 9.5% of their income toward that premium before the government subsidy kicks in. That could take a substantial bite from their budgets — potentially as much as $600 a month for a family of three earning $58,590 to $78,120. As a result, some middle-class families may decide health insurance is beyond their reach and pay a penalty rather than buy coverage.


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