It has been a year since Mandy Howard underwent treatment for severe anemia. Although she needs a blood transfusion and other therapy every six months, she couldn't schedule a recent appointment, she said. "I don't have health insurance," said Howard of Lancaster, blaming expensive rates through her employer's health plan. "I turn pale. My fingers turn blue. I'm not as healthy as I should be." On Saturday, she was among a crowd lined up outside the Kay Bailey Hutchison Convention Center to learn more about the new Affordable Care Act. Downtown Dallas was the final stop for the Be Covered Texas information forum, sponsored by Blue Cross Blue Shield of Texas.