MN's state health insurance exchange will cost $54 million in 2015 to operate, according to the Gov. Mark Dayton administration. The state would not have to find the money until 2015, when the state exchanges are required to be financially self-sustaining. But the cost rises to a projected $64 million in 2016. State officials are still weighing how the exchange will pay for itself. Options include user fees, a sin tax, and selling ads. The new financial details emerged earlier this month when the state submitted its application for the exchange to the federal government.