2015 HIX Premium Hikes May Top 7%

Christopher Cheney, for HealthLeaders Media , August 1, 2014

Assessing the Numbers

State-by-state variation in key data points, such as enrollment and number of participating insurance carriers, has been a HIX hallmark in the exchanges spawned under the federal Patient Protection and Affordable Care Act.

Wide variation is also present in the proposed 2015 individual insurance rates, Sweany said. "It really depends on the market and the state," she said. "It's really hard to generalize."

In Arizona, insurance carriers offering individual health insurance policies filed a wide range of proposed premium changes for 2015, the PwC data shows, with one carrier seeking a 27 percent increase and another proposing a 23 percent rate cut. Vermont is on the high end of the average-premium-rate increase spectrum, with a 12.6 percent hike proposed statewide for next year, according to PwC.

"People are looking for one number to hang their hats on," Sweany said. "There's a lot of variation in the individual market."

Jaime Estupiñan, a partner at New York-based Strategy&, which is working with PwC to monitor individual premium rates, said there are a host of factors influencing next year's health insurance markets.

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