Praeger says anecdotal reports have been surfacing about the scams, but it's hard to know how widespread they've become. "We know there are some phony websites that have been created so it's hard to tell because sign-up hasn't really started yet," she says. "But that is why an ounce of prevention is worth a pound of cure—the old medical adage. It is important that we at least get information out there and alert people."
NAIC has red-flagged a handful of the most common scams. One ploy involves unsolicited calls from vendors claiming to have the consumer's new "Obamacare" insurance card. But first personal and financial information must be verified before the card can be mailed. This is a variation of another scam that targets senior citizens on Medicare with claims that bank account and Social Security numbers are needed for them to continue receiving benefits.
There is no requirement to get a new insurance card or a new Medicare card under the PPACA, and NAIC notes that anyone claiming to represent the federal government already would have access to personal and financial data and would not ask the consumer to disclose it.